Summary

The economic outlook continues to look challenging with Government budget cuts and austerity measures affecting many individuals and businesses. We have the knowledge and experience to help and support your clients with the challenges ahead.

X-debt primarily specialises in consumer IVAs and in particular sole trader or trading IVAs together with Director IVAs whose businesses are experiencing financial distress and cannot support, in the short to medium term Director salaries at historic levels.X-debt really stands out from the crowd. "Individual" means just that in an "Individual Voluntary Arrangement". We are not a traditional IVA factory but a small/medium sized company which takes time and care to understand the client's financial situation and tailor make a sustainable Arrangement with creditors to ensure success.

Our aim is to involve the introducer in part of the preparation process so the confidence of the client is maintained.

X-debt pledges to:-

- Deal sympathetically with the client during this stressful and emotional time
- Give best advice
- Involve the services of the introducer to assist in the preparation of the Arrangement
- Tailor a solution which best suits the needs of the client
- Provide on-going support

With X-debt's experience and flexible approach we have helped many hundreds of individuals improve their quality of life and become debt free.

Directors or sole traders who have burdened themselves with personal liabilities to support companies or businesses which have been hit by the current trading climate have been able to avoid bankruptcy and reduce the level of drawings from the company or the business to support their personal commitments and concentrate on trading through this difficult economic period. By helping the very people who are at the heart of the operation, businesses can often be rationalised and trade out which should retain your client base for future years.

If you would like any more information about the services offered by X-debt then please visit our website at http://www.x-debt.co.uk or call Angela Canning on 0161 787 3400 to have an informal discussion.

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