Summary
Go-Factor | Award-Winning Invoice Finance & SME Funding Broker – North West & UK-Wide -
Here to help!
Go-Factor is an award-winning, relationship-driven finance brokerage specialising in invoice finance, invoice discounting, selective invoice finance, and a full suite of cash flow funding solutions for UK SMEs.
Headquartered in the North West, with a strong client base in Liverpool, Manchester, and beyond, we operate UK-wide – supporting businesses of all sizes, from new startups to multi-million-pound firms. No deal is too small or too complex. Whether you're looking for £10,000 or £2 million+, we act fast to deliver the right result.
We offer whole-of-market access to a trusted panel of 250 high-street banks, challenger funders, and fintechs – ensuring fast, tailored funding.
Our services include:
Invoice factoring & invoice discounting
Spot and single invoice finance
Debtor book finance & revolving credit facilities
VAT & tax funding
Business loans
Bad debt protection
Personal Guarantee Insurance (PGI)
Support with Growth Guarantee Scheme (GGS)
Our clients span all industry sectors from haulage and logistics to recruitment, manufacturing, construction, horticulture and care. Many remain with us for years because we consistently deliver better funding, better service, and better outcomes.
Recognised nationally for excellence
NACFB Intermediary Excellence Broker of the Year 2023
Highly Commended – Invoice Finance Broker of the Year 2023
Highly Commended – Cashflow Broker of the Year 2021
Moneyfacts Invoice Finance Broker Finalist 2024 & 2025
If you're facing lender retreat, HMRC pressure, or just want an improved deal — Go-Factor can help - we're happy to chat with you so we can learn about your business and funding requirements.
Give us a call.